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Social initiative program Apply for Relief
Karz Rahat Sahayta Niti is a social welfare program — not a business — designed to support individuals and families trapped under loan or EMI pressure. We provide:
Karz Rahat Sahayta Niti – Our Core Initiative”
“Karz Rahat Sahayta Niti is a social initiative program...” ,
We Are Transparent and Accountable
“Our process is completely transparent — every applicant is clearly informed about documentation, processing, and relief structure before approval. No hidden charges, no false promises.”
Frequently asked questions
Karz Rahat Sahayta Niti is a financial relief program launched by Pahal Parivartan Welfare Trust to help individuals and families struggling with personal, business, or informal debts. The aim is to provide genuine debt relief and structured repayment support to people facing financial distress.
Who can apply for assistance under this program?
Any Indian citizen who is under financial pressure due to unpaid loans, medical expenses, or business loss can apply. Priority is given to low-income families, small traders, and daily-wage workers.
How much debt relief can a person get?
Depending on the case and verification, up to 80% of the verified debt may be waived or settled through the trust. The remaining 20% can be repaid in simple monthly installments as per trust guidelines.
Is this a loan or a grant?
This is not a loan. It is a support and relief policy to help individuals come out of unmanageable debt situations. No interest or profit is charged by the trust. Beneficiaries contribute only the agreed percentage for final settlement.
How long does it take for approval?
Generally, within 15–30 working days after all documents are verified. Timelines may vary based on the volume and complexity of applications.
Are there any charges or hidden fees?
There are no hidden charges. Only a small processing/documentation fee may apply to cover administrative costs, which will be clearly informed in advance before you proceed.
Can I repay the remaining 20% early or in one go?
Yes. Beneficiaries can clear the remaining amount at any time. There are no penalties or extra charges for early repayment.
How does the trust maintain transparency?
All financial transactions are done only through the official trust bank account. No staff member or third party is authorized to collect cash or personal payments. Every approved case receives an official receipt and confirmation directly from the trust.
How can I verify that my case or communication is genuine?
Always contact us only through: ✅ The official website [insert your domain] ✅ The official WhatsApp number +91 9242983613 ✅ The official email ID Pahalparivartanwelfare@gmail.com If anyone asks for personal payment or unofficial fees, report it immediately to us.